Flood or Quake Insurance
Additional hazard insurance coverage that is required for homes located in a designated hazard zone as established by the Federal Emergency Management Agency (FEMA). As we tour houses in the Winston Salem, Clemmons, Lewisville, Buena Vista, Advance, Pfafftown, Bermuda Run, N.C. area, I will let you know if the property resides in a hazard zone.

   Private Mortgage Insurance (PMI)
Insurance required for conventional mortgage loans when the borrower's down payment on the house is less than 20 percent of the loan value

   Title Insurance
This policy protects both the buyer and the lender by insuring a clear chain of title. (In other words, it insures that that the person who sells the house has the legal right to do so).